United Bank is a bank based in Springdale, Arkansas, established in 1978, with $319 million in total assets across 5 branches. By Trust Grade it ranks 41st of 78 banks we track in Arkansas. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against United Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Bank compares to Arkansas peers
How we graded United Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 607 W Emma Ave, Springdale, AR 72764
- 670 E Joyce Blvd, Fayetteville, AR 72703
- 2600 S Thompson St, Springdale, AR 72764
- 3333 W Walnut St, Rogers, AR 72756
- 2411 Sw 14th St, Bentonville, AR 72712
Are deposits at United Bank insured?
Yes. United Bank is an FDIC-insured bank (FDIC certificate #32025). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Bank: frequently asked questions
Is United Bank a good bank?
United Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.13%).
Is United Bank FDIC-insured?
Yes. United Bank is a FDIC-insured bank (FDIC certificate #32025). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Bank?
United Bank holds $319 million in total assets, ranking 41st of 78 banks we track in Arkansas. It operates 5 branches.
Does United Bank have CFPB complaints?
No CFPB complaints against United Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
