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Bank Of 1889

Berryville, AR · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of 1889 is a bank based in Berryville, Arkansas, established in 1889, with $335 million in total assets across 12 branches. By Trust Grade it ranks 21st of 78 banks we track in Arkansas. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.87% return on assets. No consumer complaints against Bank Of 1889 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$334.7M
$100M–1B institution
Deposits
$294.3M
Branches
12
Capital ratio
11.0%
Top 37% of $100M–1B peers · Arkansas median 10.7%
Return on assets
1.9%
Top 16% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#21
of 78 banks

How Bank Of 1889 compares to Arkansas peers

Capital ratio
Top 37% of $100M–1B peers
Bank Of
11.0%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of $100M–1B peers
Bank Of
1.9%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bank Of 1889

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.87%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of 1889 over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 910 W Trimble Ave, Berryville, AR 72616
  • 149 Huntsville Rd, Eureka Springs, AR 72632
  • 604 W Main St, Green Forest, AR 72638
  • 1004 W Trimble Ave, Berryville, AR 72616
  • 620 Highway 65 N, Marshall, AR 72650
  • 305 Public Sq, Berryville, AR 72616
  • 403 W Main St, Huntsville, AR 72740
  • 204 East Rush, Harrison, AR 72601
  • 317 Highway 62 W, Yellville, AR 72687
  • 1311 Highway 62 N, Harrison, AR 72601
  • 1965 N Center St, Elkins, AR 72727
  • 27790 Us 65 Hwy, Western Grove, AR 72685

Are deposits at Bank Of 1889 insured?

Yes. Bank Of 1889 is an FDIC-insured bank (FDIC certificate #3854). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of 1889: frequently asked questions

Is Bank Of 1889 a good bank?

Bank Of 1889 earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.87%).

Is Bank Of 1889 FDIC-insured?

Yes. Bank Of 1889 is a FDIC-insured bank (FDIC certificate #3854). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of 1889?

Bank Of 1889 holds $335 million in total assets, ranking 21st of 78 banks we track in Arkansas. It operates 12 branches.

Does Bank Of 1889 have CFPB complaints?

No CFPB complaints against Bank Of 1889 appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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