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Merchants & Planters' Bank

Newport, AR · Est. 1946 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Merchants & Planters' Bank is a bank based in Newport, Arkansas, established in 1946, with $348 million in total assets across 12 branches. By Trust Grade it ranks 51st of 78 banks we track in Arkansas. Its capital ratio of 9.4% trails most similarly sized banks (36th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Merchants & Planters' Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$347.6M
$100M–1B institution
Deposits
$309.9M
Branches
12
Capital ratio
9.4%
Bottom 36% of $100M–1B peers · Arkansas median 10.7%
Return on assets
0.8%
Bottom 26% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#51
of 78 banks

How Merchants & Planters' Bank compares to Arkansas peers

Capital ratio
Bottom 36% of $100M–1B peers
Merchants &
9.4%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $100M–1B peers
Merchants &
0.8%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Merchants & Planters' Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.4% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Merchants & Planters' Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 120 Hazel St, Newport, AR 72112
  • 915 Highway 67 N, Newport, AR 72112
  • 851 Batesville Blvd, Batesville, AR 72501
  • 555 E Main St, Batesville, AR 72501
  • 595 Vine St, Newark, AR 72562
  • 101 E Walnut St, Tuckerman, AR 72473
  • 218 N Edmonds Ave, Mccrory, AR 72101
  • 416 Main St, Des Arc, AR 72040
  • 100 Second Street, Swifton, AR 72471
  • 1621 W Beebe Capps Expy, Searcy, AR 72143
  • 3081 Harrison St, Batesville, AR 72501
  • 904 E Race Ave, Searcy, AR 72143

Are deposits at Merchants & Planters' Bank insured?

Yes. Merchants & Planters' Bank is an FDIC-insured bank (FDIC certificate #16464). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Merchants & Planters' Bank: frequently asked questions

Is Merchants & Planters' Bank a good bank?

Merchants & Planters' Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.81%).

Is Merchants & Planters' Bank FDIC-insured?

Yes. Merchants & Planters' Bank is a FDIC-insured bank (FDIC certificate #16464). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Merchants & Planters' Bank?

Merchants & Planters' Bank holds $348 million in total assets, ranking 51st of 78 banks we track in Arkansas. It operates 12 branches.

Does Merchants & Planters' Bank have CFPB complaints?

No CFPB complaints against Merchants & Planters' Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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