Commercial Bank & Trust Company is a bank based in Monticello, Arkansas, established in 1913, with $373 million in total assets across 8 branches. By Trust Grade it ranks 75th of 78 banks we track in Arkansas. Its capital ratio of 6.7% trails most similarly sized banks (6th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Commercial Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commercial Bank & Trust Company compares to Arkansas peers
How we graded Commercial Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.7% capital ratio)
- Profitable (ROA 0.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commercial Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 902 Us Highway 278 And 4 East, Monticello, AR 71655
- 428 Highway 425 S, Monticello, AR 71655
- 122 Main St, Hermitage, AR 71647
- 413 W Pine St, Warren, AR 71671
- 112 W Main, Hampton, AR 71744
- 200 North Park Village, Suite 2, Monticello, AR 71655
- 212 W Gaines St, Monticello, AR 71655
- 104 S Main St, Warren, AR 71671
Are deposits at Commercial Bank & Trust Company insured?
Yes. Commercial Bank & Trust Company is an FDIC-insured bank (FDIC certificate #90). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commercial Bank & Trust Company: frequently asked questions
Is Commercial Bank & Trust Company a good bank?
Commercial Bank & Trust Company earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (6.7% capital ratio); Profitable (ROA 0.62%).
Is Commercial Bank & Trust Company FDIC-insured?
Yes. Commercial Bank & Trust Company is a FDIC-insured bank (FDIC certificate #90). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commercial Bank & Trust Company?
Commercial Bank & Trust Company holds $373 million in total assets, ranking 75th of 78 banks we track in Arkansas. It operates 8 branches.
Does Commercial Bank & Trust Company have CFPB complaints?
No CFPB complaints against Commercial Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
