First National Bank Of Commerce is a bank based in Walnut Ridge, Arkansas, established in 1919, with $308 million in total assets across 6 branches. By Trust Grade it ranks 66th of 78 banks we track in Arkansas. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against First National Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Of Commerce compares to Arkansas peers
How we graded First National Bank Of Commerce
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 206 W Main St, Walnut Ridge, AR 72476
- 300 Sw Texas St, Hoxie, AR 72433
- 1755 Highway 62 W, Pocahontas, AR 72455
- 131 Highway 63 N, Bono, AR 72416
- 1115 W 3rd St, Imboden, AR 72434
- 1603 N Thomasville Ave, Pocahontas, AR 72455
Are deposits at First National Bank Of Commerce insured?
Yes. First National Bank Of Commerce is an FDIC-insured bank (FDIC certificate #3896). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Of Commerce: frequently asked questions
Is First National Bank Of Commerce a good bank?
First National Bank Of Commerce earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.39%).
Is First National Bank Of Commerce FDIC-insured?
Yes. First National Bank Of Commerce is a FDIC-insured bank (FDIC certificate #3896). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Of Commerce?
First National Bank Of Commerce holds $308 million in total assets, ranking 66th of 78 banks we track in Arkansas. It operates 6 branches.
Does First National Bank Of Commerce have CFPB complaints?
No CFPB complaints against First National Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
