First Cahawba Bank is a bank based in Selma, Alabama, established in 2007, with $199 million in total assets across 4 branches. By Trust Grade it ranks 48th of 93 banks we track in Alabama. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against First Cahawba Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Cahawba Bank compares to Alabama peers
How we graded First Cahawba Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Strongly profitable (ROA 1.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Cahawba Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 2610 Citizens Pkwy, Selma, AL 36701
- 801 Alabama Ave, Selma, AL 36701
- 144 Cove Ave, Gulf Shores, AL 36542
- 601 Trojan Pakway, Troy, AL 36079
Are deposits at First Cahawba Bank insured?
Yes. First Cahawba Bank is an FDIC-insured bank (FDIC certificate #58636). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Cahawba Bank: frequently asked questions
Is First Cahawba Bank a good bank?
First Cahawba Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.20%).
Is First Cahawba Bank FDIC-insured?
Yes. First Cahawba Bank is a FDIC-insured bank (FDIC certificate #58636). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Cahawba Bank?
First Cahawba Bank holds $199 million in total assets, ranking 48th of 93 banks we track in Alabama. It operates 4 branches.
Does First Cahawba Bank have CFPB complaints?
No CFPB complaints against First Cahawba Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
