Banksouth
Banksouth is a bank based in Dothan, Alabama, established in 1928, with $218 million in total assets across 2 branches. By Trust Grade it ranks 31st of 93 banks we track in Alabama. Its capital ratio of 19.0% is stronger than 96% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Banksouth appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Banksouth compares to Alabama peers
How we graded Banksouth
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.0% capital ratio)
- Strongly profitable (ROA 1.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Banksouth over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 100 N Court Sq, Abbeville, AL 36310
- 3251 Ross Clark Cir, Dothan, AL 36303
Are deposits at Banksouth insured?
Yes. Banksouth is an FDIC-insured bank (FDIC certificate #77). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Banksouth: frequently asked questions
Is Banksouth a good bank?
Banksouth earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.0% capital ratio); Strongly profitable (ROA 1.27%).
Is Banksouth FDIC-insured?
Yes. Banksouth is a FDIC-insured bank (FDIC certificate #77). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Banksouth?
Banksouth holds $218 million in total assets, ranking 31st of 93 banks we track in Alabama. It operates 2 branches.
Does Banksouth have CFPB complaints?
No CFPB complaints against Banksouth appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
