Millennial Bank is a bank based in Leeds, Alabama, established in 1997, with $200 million in total assets across 2 branches. By Trust Grade it ranks 70th of 93 banks we track in Alabama. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Millennial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Millennial Bank compares to Alabama peers
How we graded Millennial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.7% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Millennial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 7924 Parkway Dr, Leeds, AL 35094
- 20 Meadowview Dr, Birmingham, AL 35242
Are deposits at Millennial Bank insured?
Yes. Millennial Bank is an FDIC-insured bank (FDIC certificate #34460). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Millennial Bank: frequently asked questions
Is Millennial Bank a good bank?
Millennial Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Profitable (ROA 0.73%).
Is Millennial Bank FDIC-insured?
Yes. Millennial Bank is a FDIC-insured bank (FDIC certificate #34460). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Millennial Bank?
Millennial Bank holds $200 million in total assets, ranking 70th of 93 banks we track in Alabama. It operates 2 branches.
Does Millennial Bank have CFPB complaints?
No CFPB complaints against Millennial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
