1st Class Express
1st Class Express is a credit union based in Waukesha, Wisconsin, established in 1932, with $2 million in total assets serving 626 members. By Trust Grade it ranks 92nd of 99 credit unions we track in Wisconsin. Its net worth ratio of 24.3% is stronger than 88% of similarly sized credit unions, versus a Wisconsin median of 12%. It posted a loss over the most recent period (-1.34% return on assets), a point to watch. No consumer complaints against 1st Class Express appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Class Express compares to Wisconsin peers
How we graded 1st Class Express
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (24.3% capital ratio)
- Unprofitable over the period (ROA -1.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Class Express over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 1st Class Express insured?
Yes. 1st Class Express is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Class Express: frequently asked questions
Is 1st Class Express a good credit union?
1st Class Express earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Strongly capitalized (24.3% capital ratio); Unprofitable over the period (ROA -1.34%).
Is 1st Class Express NCUA-insured?
Yes. 1st Class Express is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 1st Class Express?
1st Class Express holds $2 million in total assets, ranking 92nd of 99 credit unions we track in Wisconsin. It serves 626 members.
Does 1st Class Express have CFPB complaints?
No CFPB complaints against 1st Class Express appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
