Skip to main content
credit union

Lco

Hayward, WI · Est. 2001
A
Trust Grade
Excellent
Score: 97/100

Lco is a credit union based in Hayward, Wisconsin, established in 2001, with $3 million in total assets serving 1,307 members. By Trust Grade it ranks 28th of 99 credit unions we track in Wisconsin. Its net worth ratio of 13.6% trails most similarly sized credit unions (45th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Lco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9M
<$100M institution
Members
1,307
Shares & deposits
Net worth ratio
13.6%
Bottom 45% of <$100M peers · Wisconsin median 12%
Return on assets
0.9%
Top 34% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#28
of 99 credit unions

How Lco compares to Wisconsin peers

Net worth ratio
Bottom 45% of <$100M peers
Lco
13.6%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of <$100M peers
Lco
0.9%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Lco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (13.6% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lco insured?

Yes. Lco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lco: frequently asked questions

Is Lco a good credit union?

Lco earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.92%).

Is Lco NCUA-insured?

Yes. Lco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lco?

Lco holds $3 million in total assets, ranking 28th of 99 credit unions we track in Wisconsin. It serves 1,307 members.

Does Lco have CFPB complaints?

No CFPB complaints against Lco appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Superior Municipal Employees
credit union · Superior, WI · $3M assets
Wisconsin Latvian, Inc.
credit union · Milwaukee, WI · $3M assets
School Employees
credit union · Superior, WI · $2M assets
Air Tech
credit union · Milwaukee, WI · $2M assets
1st Class Express
credit union · Waukesha, WI · $2M assets
Stoppenbach
credit union · Jefferson, WI · $2M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →