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credit union

Golden Rule Community

Ripon, WI · Est. 1938
A
Trust Grade
Excellent
Score: 97/100

Golden Rule Community is a credit union based in Ripon, Wisconsin, established in 1938, with $42 million in total assets serving 2,950 members. By Trust Grade it ranks 32nd of 99 credit unions we track in Wisconsin. Its net worth ratio of 12.0% trails most similarly sized credit unions (33th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Golden Rule Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$41.9M
<$100M institution
Members
2,950
Shares & deposits
Net worth ratio
12.0%
Bottom 33% of <$100M peers · Wisconsin median 12%
Return on assets
0.9%
Top 37% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#32
of 99 credit unions

How Golden Rule Community compares to Wisconsin peers

Net worth ratio
Bottom 33% of <$100M peers
Golden Rule
12.0%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of <$100M peers
Golden Rule
0.9%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Golden Rule Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.0% capital ratio)
  • Profitable (ROA 0.87%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Golden Rule Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Golden Rule Community insured?

Yes. Golden Rule Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Golden Rule Community: frequently asked questions

Is Golden Rule Community a good credit union?

Golden Rule Community earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.87%).

Is Golden Rule Community NCUA-insured?

Yes. Golden Rule Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Golden Rule Community?

Golden Rule Community holds $42 million in total assets, ranking 32nd of 99 credit unions we track in Wisconsin. It serves 2,950 members.

Does Golden Rule Community have CFPB complaints?

No CFPB complaints against Golden Rule Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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