Ripple
Ripple is a credit union based in Oshkosh, Wisconsin, established in 1960, with $39 million in total assets serving 2,447 members. By Trust Grade it ranks 18th of 99 credit unions we track in Wisconsin. Its net worth ratio of 14.3% is stronger than 51% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.70% return on assets. No consumer complaints against Ripple appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ripple compares to Wisconsin peers
How we graded Ripple
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.3% capital ratio)
- Strongly profitable (ROA 1.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ripple over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ripple insured?
Yes. Ripple is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ripple: frequently asked questions
Is Ripple a good credit union?
Ripple earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 1.70%).
Is Ripple NCUA-insured?
Yes. Ripple is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ripple?
Ripple holds $39 million in total assets, ranking 18th of 99 credit unions we track in Wisconsin. It serves 2,447 members.
Does Ripple have CFPB complaints?
No CFPB complaints against Ripple appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
