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credit union

Park City

Merrill, WI · Est. 1938
B
Trust Grade
Strong
Score: 88/100

Park City is a credit union based in Merrill, Wisconsin, established in 1938, with $390 million in total assets serving 25,973 members. By Trust Grade it ranks 77th of 99 credit unions we track in Wisconsin. Its net worth ratio of 9.9% trails most similarly sized credit unions (29th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Park City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$390.0M
$100M–1B institution
Members
25,973
Shares & deposits
Net worth ratio
9.9%
Bottom 29% of $100M–1B peers · Wisconsin median 12%
Return on assets
0.8%
Top 44% of $100M–1B peers · Wisconsin median 0.86%
Rank in Wisconsin
#77
of 99 credit unions

How Park City compares to Wisconsin peers

Net worth ratio
Bottom 29% of $100M–1B peers
Park City
9.9%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
Park City
0.8%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Park City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (9.9% capital ratio)
  • Profitable (ROA 0.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Park City over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Park City insured?

Yes. Park City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Park City: frequently asked questions

Is Park City a good credit union?

Park City earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.76%).

Is Park City NCUA-insured?

Yes. Park City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Park City?

Park City holds $390 million in total assets, ranking 77th of 99 credit unions we track in Wisconsin. It serves 25,973 members.

Does Park City have CFPB complaints?

No CFPB complaints against Park City appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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