Prospera
Prospera is a credit union based in Appleton, Wisconsin, established in 1934, with $379 million in total assets serving 21,481 members. By Trust Grade it ranks 89th of 99 credit unions we track in Wisconsin. Its net worth ratio of 9.0% trails most similarly sized credit unions (14th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Prospera appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Prospera compares to Wisconsin peers
How we graded Prospera
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Profitable (ROA 0.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Prospera over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Prospera insured?
Yes. Prospera is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Prospera: frequently asked questions
Is Prospera a good credit union?
Prospera earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.22%).
Is Prospera NCUA-insured?
Yes. Prospera is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Prospera?
Prospera holds $379 million in total assets, ranking 89th of 99 credit unions we track in Wisconsin. It serves 21,481 members.
Does Prospera have CFPB complaints?
No CFPB complaints against Prospera appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
