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credit union

Bay Shore

Marinette, WI · Est. 1953
A
Trust Grade
Excellent
Score: 96/100

Bay Shore is a credit union based in Marinette, Wisconsin, established in 1953, with $48 million in total assets serving 3,301 members. By Trust Grade it ranks 35th of 99 credit unions we track in Wisconsin. Its net worth ratio of 18.1% is stronger than 71% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Bay Shore appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$48.4M
<$100M institution
Members
3,301
Shares & deposits
Net worth ratio
18.1%
Top 29% of <$100M peers · Wisconsin median 12%
Return on assets
0.7%
Top 44% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#35
of 99 credit unions

How Bay Shore compares to Wisconsin peers

Net worth ratio
Top 29% of <$100M peers
Bay Shore
18.1%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of <$100M peers
Bay Shore
0.7%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Bay Shore

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (18.1% capital ratio)
  • Profitable (ROA 0.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bay Shore over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bay Shore insured?

Yes. Bay Shore is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bay Shore: frequently asked questions

Is Bay Shore a good credit union?

Bay Shore earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (18.1% capital ratio); Profitable (ROA 0.72%).

Is Bay Shore NCUA-insured?

Yes. Bay Shore is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bay Shore?

Bay Shore holds $48 million in total assets, ranking 35th of 99 credit unions we track in Wisconsin. It serves 3,301 members.

Does Bay Shore have CFPB complaints?

No CFPB complaints against Bay Shore appear in our data over the analysis window, which is typical for a credit union of this size.

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Badger-Globe
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Tri-County
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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