Athens Area
Athens Area is a credit union based in Athens, Wisconsin, established in 1959, with $50 million in total assets serving 2,967 members. By Trust Grade it ranks 26th of 99 credit unions we track in Wisconsin. Its net worth ratio of 13.1% trails most similarly sized credit unions (42th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Athens Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Athens Area compares to Wisconsin peers
How we graded Athens Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.1% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Athens Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Athens Area insured?
Yes. Athens Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Athens Area: frequently asked questions
Is Athens Area a good credit union?
Athens Area earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Strongly profitable (ROA 1.29%).
Is Athens Area NCUA-insured?
Yes. Athens Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Athens Area?
Athens Area holds $50 million in total assets, ranking 26th of 99 credit unions we track in Wisconsin. It serves 2,967 members.
Does Athens Area have CFPB complaints?
No CFPB complaints against Athens Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
