Skip to main content
credit union

Berkeley County Public Schools

Martinsburg, WV · Est. 1973
B
Trust Grade
Strong
Score: 89/100

Berkeley County Public Schools is a credit union based in Martinsburg, West Virginia, established in 1973, with $8 million in total assets serving 1,043 members. By Trust Grade it ranks 55th of 73 credit unions we track in West Virginia. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Berkeley County Public Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.1M
<$100M institution
Members
1,043
Shares & deposits
Net worth ratio
9.7%
Bottom 15% of <$100M peers · West Virginia median 13.5%
Return on assets
1.1%
Top 26% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#55
of 73 credit unions

How Berkeley County Public Schools compares to West Virginia peers

Net worth ratio
Bottom 15% of <$100M peers
Berkeley County
9.7%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of <$100M peers
Berkeley County
1.1%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Berkeley County Public Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Berkeley County Public Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Berkeley County Public Schools insured?

Yes. Berkeley County Public Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Berkeley County Public Schools: frequently asked questions

Is Berkeley County Public Schools a good credit union?

Berkeley County Public Schools earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Strongly profitable (ROA 1.14%).

Is Berkeley County Public Schools NCUA-insured?

Yes. Berkeley County Public Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Berkeley County Public Schools?

Berkeley County Public Schools holds $8 million in total assets, ranking 55th of 73 credit unions we track in West Virginia. It serves 1,043 members.

Does Berkeley County Public Schools have CFPB complaints?

No CFPB complaints against Berkeley County Public Schools appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

City Of Clarksburg
credit union · Clarksburg, WV · $8M assets
Fayette
credit union · Mount Hope, WV · $9M assets
Alderson Fci
credit union · Alderson, WV · $9M assets
Pace
credit union · Huntington, WV · $9M assets
Twin Oaks
credit union · Apple Grove, WV · $7M assets
Marion County School Employees
credit union · Fairmont, WV · $10M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →