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credit union

Alderson Fci

Alderson, WV · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Alderson Fci is a credit union based in Alderson, West Virginia, established in 1955, with $9 million in total assets serving 670 members. By Trust Grade it ranks 4th of 73 credit unions we track in West Virginia. Its net worth ratio of 24.6% is stronger than 89% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 3.64% return on assets. No consumer complaints against Alderson Fci appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.6M
<$100M institution
Members
670
Shares & deposits
Net worth ratio
24.6%
Top 11% of <$100M peers · West Virginia median 13.5%
Return on assets
3.6%
Top 1% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#4
of 73 credit unions

How Alderson Fci compares to West Virginia peers

Net worth ratio
Top 11% of <$100M peers
Alderson Fci
24.6%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
Alderson Fci
3.6%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Alderson Fci

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (24.6% capital ratio)
  • Strongly profitable (ROA 3.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alderson Fci over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Alderson Fci insured?

Yes. Alderson Fci is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alderson Fci: frequently asked questions

Is Alderson Fci a good credit union?

Alderson Fci earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (24.6% capital ratio); Strongly profitable (ROA 3.64%).

Is Alderson Fci NCUA-insured?

Yes. Alderson Fci is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Alderson Fci?

Alderson Fci holds $9 million in total assets, ranking 4th of 73 credit unions we track in West Virginia. It serves 670 members.

Does Alderson Fci have CFPB complaints?

No CFPB complaints against Alderson Fci appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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