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credit union

Appalachian Power Employees

Huntington, WV · Est. 1936
A
Trust Grade
Excellent
Score: 93/100

Appalachian Power Employees is a credit union based in Huntington, West Virginia, established in 1936, with $6 million in total assets serving 838 members. By Trust Grade it ranks 40th of 73 credit unions we track in West Virginia. Its net worth ratio of 24.4% is stronger than 89% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Appalachian Power Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.6M
<$100M institution
Members
838
Shares & deposits
Net worth ratio
24.4%
Top 11% of <$100M peers · West Virginia median 13.5%
Return on assets
0.3%
Bottom 35% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#40
of 73 credit unions

How Appalachian Power Employees compares to West Virginia peers

Net worth ratio
Top 11% of <$100M peers
Appalachian Power
24.4%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of <$100M peers
Appalachian Power
0.3%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Appalachian Power Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (24.4% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Appalachian Power Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Appalachian Power Employees insured?

Yes. Appalachian Power Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Appalachian Power Employees: frequently asked questions

Is Appalachian Power Employees a good credit union?

Appalachian Power Employees earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (24.4% capital ratio); Profitable (ROA 0.30%).

Is Appalachian Power Employees NCUA-insured?

Yes. Appalachian Power Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Appalachian Power Employees?

Appalachian Power Employees holds $6 million in total assets, ranking 40th of 73 credit unions we track in West Virginia. It serves 838 members.

Does Appalachian Power Employees have CFPB complaints?

No CFPB complaints against Appalachian Power Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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