Express
Express is a credit union based in Seattle, Washington, established in 1934, with $23 million in total assets serving 3,656 members. By Trust Grade it ranks 74th of 75 credit unions we track in Washington. Its net worth ratio of 13.8% trails most similarly sized credit unions (47th percentile), versus a Washington median of 12.4%. It posted a loss over the most recent period (-4.00% return on assets), a point to watch. No consumer complaints against Express appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Express compares to Washington peers
How we graded Express
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Unprofitable over the period (ROA -4.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Express over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Express insured?
Yes. Express is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Express: frequently asked questions
Is Express a good credit union?
Express earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Unprofitable over the period (ROA -4.00%).
Is Express NCUA-insured?
Yes. Express is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Express?
Express holds $23 million in total assets, ranking 74th of 75 credit unions we track in Washington. It serves 3,656 members.
Does Express have CFPB complaints?
No CFPB complaints against Express appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
