credit union

Community Healthcare

Q: Is Community Healthcare a good credit union?

Community Healthcare earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Unprofitable over the period (ROA -0.06%).

Q: Is Community Healthcare NCUA-insured?

Yes. Community Healthcare is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

Q: How big is Community Healthcare?

Community Healthcare holds $22 million in total assets, ranking 48th of 75 credit unions we track in Washington. It serves 1,329 members.

Q: Does Community Healthcare have CFPB complaints?

No CFPB complaints against Community Healthcare appear in our data over the analysis window, which is typical for a credit union of this size.

Everett, WA · Est. 1959

Trust Grade

Strong

Score: 89/100

Community Healthcare is a credit union based in Everett, Washington, established in 1959, with $22 million in total assets serving 1,329 members. By Trust Grade it ranks 48th of 75 credit unions we track in Washington. Its net worth ratio of 11.7% trails most similarly sized credit unions (31th percentile), versus a Washington median of 12.4%. It posted a loss over the most recent period (-0.06% return on assets), a point to watch. No consumer complaints against Community Healthcare appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets

$22.1M

<$100M institution

Members

1,329

Shares & deposits

—

Net worth ratio

11.7%

Bottom 31% of <$100M peers · Washington median 12.4%

Return on assets

-0.1%

Bottom 20% of <$100M peers · Washington median 0.56%

Rank in Washington

#48

of 75 credit unions

How Community Healthcare compares to Washington peers

Net worth ratio

Bottom 31% of <$100M peers

Community Healthcare

11.7%

Washington median

12.4%

Higher capital ratio = stronger financial cushion

Return on assets

Bottom 20% of <$100M peers

Community Healthcare

-0.1%

Washington median

0.6%

Higher ROA = more profitable relative to asset base

How we graded Community Healthcare

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength

89/100

Customer experience

n/a

Overall

B · 89

Strongly capitalized (11.7% capital ratio)
Unprofitable over the period (ROA -0.06%)
No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Healthcare over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Community Healthcare insured?

Yes. Community Healthcare is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.