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credit union

Peak

Olympia, WA · Est. 1938
B
Trust Grade
Strong
Score: 87/100

Peak is a credit union based in Olympia, Washington, established in 1938, with $4.3 billion in total assets serving 267,669 members. By Trust Grade it ranks 56th of 75 credit unions we track in Washington. Its net worth ratio of 11.1% is stronger than 58% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Peak appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.3B
$1B–10B institution
Members
267,669
Shares & deposits
Net worth ratio
11.1%
Top 42% of $1B–10B peers · Washington median 12.4%
Return on assets
0.0%
Bottom 4% of $1B–10B peers · Washington median 0.56%
Rank in Washington
#56
of 75 credit unions

How Peak compares to Washington peers

Net worth ratio
Top 42% of $1B–10B peers
Peak
11.1%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of $1B–10B peers
Peak
0.0%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Peak

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peak over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Peak insured?

Yes. Peak is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peak: frequently asked questions

Is Peak a good credit union?

Peak earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.03%).

Is Peak NCUA-insured?

Yes. Peak is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Peak?

Peak holds $4.3 billion in total assets, ranking 56th of 75 credit unions we track in Washington. It serves 267,669 members.

Does Peak have CFPB complaints?

No CFPB complaints against Peak appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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