Utility Employees
Utility Employees is a credit union based in Aberdeen, Washington, established in 1936, with $3 million in total assets serving 377 members. By Trust Grade it ranks 1st of 75 credit unions we track in Washington. Its net worth ratio of 19.0% is stronger than 74% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 1.62% return on assets. No consumer complaints against Utility Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Utility Employees compares to Washington peers
How we graded Utility Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.0% capital ratio)
- Strongly profitable (ROA 1.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Utility Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Utility Employees insured?
Yes. Utility Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Utility Employees: frequently asked questions
Is Utility Employees a good credit union?
Utility Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.0% capital ratio); Strongly profitable (ROA 1.62%).
Is Utility Employees NCUA-insured?
Yes. Utility Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Utility Employees?
Utility Employees holds $3 million in total assets, ranking 1st of 75 credit unions we track in Washington. It serves 377 members.
Does Utility Employees have CFPB complaints?
No CFPB complaints against Utility Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
