Baylands Family
Baylands Family is a credit union based in West Point, Virginia, established in 1946, with $95 million in total assets serving 5,597 members. By Trust Grade it ranks 65th of 95 credit unions we track in Virginia. Its net worth ratio of 9.3% trails most similarly sized credit unions (12th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Baylands Family appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Baylands Family compares to Virginia peers
How we graded Baylands Family
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.3% capital ratio)
- Profitable (ROA 0.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Baylands Family over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Baylands Family insured?
Yes. Baylands Family is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Baylands Family: frequently asked questions
Is Baylands Family a good credit union?
Baylands Family earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.61%).
Is Baylands Family NCUA-insured?
Yes. Baylands Family is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Baylands Family?
Baylands Family holds $95 million in total assets, ranking 65th of 95 credit unions we track in Virginia. It serves 5,597 members.
Does Baylands Family have CFPB complaints?
No CFPB complaints against Baylands Family appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
