First Care
First Care is a credit union based in Roanoke, Virginia, established in 1976, with $6 million in total assets serving 1,202 members. By Trust Grade it ranks 87th of 95 credit unions we track in Virginia. Its net worth ratio of 14.1% trails most similarly sized credit unions (49th percentile), versus a Virginia median of 11.9%. It posted a loss over the most recent period (-5.69% return on assets), a point to watch. No consumer complaints against First Care appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Care compares to Virginia peers
How we graded First Care
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.1% capital ratio)
- Unprofitable over the period (ROA -5.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Care over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First Care insured?
Yes. First Care is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Care: frequently asked questions
Is First Care a good credit union?
First Care earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Unprofitable over the period (ROA -5.69%).
Is First Care NCUA-insured?
Yes. First Care is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Care?
First Care holds $6 million in total assets, ranking 87th of 95 credit unions we track in Virginia. It serves 1,202 members.
Does First Care have CFPB complaints?
No CFPB complaints against First Care appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
