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credit union

Poly Scientific Employees

Blacksburg, VA · Est. 1960
A
Trust Grade
Excellent
Score: 94/100

Poly Scientific Employees is a credit union based in Blacksburg, Virginia, established in 1960, with $6 million in total assets serving 696 members. By Trust Grade it ranks 32nd of 95 credit unions we track in Virginia. Its net worth ratio of 25.6% is stronger than 90% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Poly Scientific Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.6M
<$100M institution
Members
696
Shares & deposits
Net worth ratio
25.6%
Top 10% of <$100M peers · Virginia median 11.9%
Return on assets
0.5%
Bottom 45% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#32
of 95 credit unions

How Poly Scientific Employees compares to Virginia peers

Net worth ratio
Top 10% of <$100M peers
Poly Scientific
25.6%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of <$100M peers
Poly Scientific
0.5%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Poly Scientific Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (25.6% capital ratio)
  • Profitable (ROA 0.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Poly Scientific Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Poly Scientific Employees insured?

Yes. Poly Scientific Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Poly Scientific Employees: frequently asked questions

Is Poly Scientific Employees a good credit union?

Poly Scientific Employees earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (25.6% capital ratio); Profitable (ROA 0.51%).

Is Poly Scientific Employees NCUA-insured?

Yes. Poly Scientific Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Poly Scientific Employees?

Poly Scientific Employees holds $6 million in total assets, ranking 32nd of 95 credit unions we track in Virginia. It serves 696 members.

Does Poly Scientific Employees have CFPB complaints?

No CFPB complaints against Poly Scientific Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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