Credit Union Of Richmond Incorporat
Credit Union Of Richmond Incorporat is a credit union based in Richmond, Virginia, established in 1923, with $65 million in total assets serving 4,008 members. By Trust Grade it ranks 60th of 95 credit unions we track in Virginia. Its net worth ratio of 17.9% is stronger than 70% of similarly sized credit unions, versus a Virginia median of 11.9%. It posted a loss over the most recent period (-0.21% return on assets), a point to watch. No consumer complaints against Credit Union Of Richmond Incorporat appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Credit Union Of Richmond Incorporat compares to Virginia peers
How we graded Credit Union Of Richmond Incorporat
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.9% capital ratio)
- Unprofitable over the period (ROA -0.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Credit Union Of Richmond Incorporat over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Credit Union Of Richmond Incorporat insured?
Yes. Credit Union Of Richmond Incorporat is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Credit Union Of Richmond Incorporat: frequently asked questions
Is Credit Union Of Richmond Incorporat a good credit union?
Credit Union Of Richmond Incorporat earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Unprofitable over the period (ROA -0.21%).
Is Credit Union Of Richmond Incorporat NCUA-insured?
Yes. Credit Union Of Richmond Incorporat is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Credit Union Of Richmond Incorporat?
Credit Union Of Richmond Incorporat holds $65 million in total assets, ranking 60th of 95 credit unions we track in Virginia. It serves 4,008 members.
Does Credit Union Of Richmond Incorporat have CFPB complaints?
No CFPB complaints against Credit Union Of Richmond Incorporat appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
