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Loudoun Credit Union

Leesburg, VA · Est. 1978
C
Trust Grade
Average
Score: 78/100

Loudoun Credit Union is a credit union based in Leesburg, Virginia, established in 1978, with $58 million in total assets serving 5,351 members. By Trust Grade it ranks 77th of 95 credit unions we track in Virginia. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.13% return on assets. No consumer complaints against Loudoun Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$57.6M
<$100M institution
Members
5,351
Shares & deposits
Net worth ratio
8.4%
Bottom 7% of <$100M peers · Virginia median 11.9%
Return on assets
0.1%
Bottom 27% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#77
of 95 credit unions

How Loudoun Credit Union compares to Virginia peers

Net worth ratio
Bottom 7% of <$100M peers
Loudoun Credit
8.4%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of <$100M peers
Loudoun Credit
0.1%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Loudoun Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Well-capitalized (8.4% capital ratio)
  • Profitable (ROA 0.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Loudoun Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Loudoun Credit Union insured?

Yes. Loudoun Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Loudoun Credit Union: frequently asked questions

Is Loudoun Credit Union a good credit union?

Loudoun Credit Union earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.13%).

Is Loudoun Credit Union NCUA-insured?

Yes. Loudoun Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Loudoun Credit Union?

Loudoun Credit Union holds $58 million in total assets, ranking 77th of 95 credit unions we track in Virginia. It serves 5,351 members.

Does Loudoun Credit Union have CFPB complaints?

No CFPB complaints against Loudoun Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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