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University Of Va Community Cu

Charlottesville, VA · Est. 1954
B
Trust Grade
Strong
Score: 88/100

University Of Va Community Cu is a credit union based in Charlottesville, Virginia, established in 1954, with $1.6 billion in total assets serving 85,883 members. By Trust Grade it ranks 59th of 95 credit unions we track in Virginia. Its net worth ratio of 10.3% trails most similarly sized credit unions (38th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against University Of Va Community Cu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Members
85,883
Shares & deposits
Net worth ratio
10.3%
Bottom 38% of $1B–10B peers · Virginia median 11.9%
Return on assets
0.6%
Bottom 39% of $1B–10B peers · Virginia median 0.56%
Rank in Virginia
#59
of 95 credit unions

How University Of Va Community Cu compares to Virginia peers

Net worth ratio
Bottom 38% of $1B–10B peers
University Of
10.3%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $1B–10B peers
University Of
0.6%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded University Of Va Community Cu

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.3% capital ratio)
  • Profitable (ROA 0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for University Of Va Community Cu over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at University Of Va Community Cu insured?

Yes. University Of Va Community Cu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

University Of Va Community Cu: frequently asked questions

Is University Of Va Community Cu a good credit union?

University Of Va Community Cu earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.58%).

Is University Of Va Community Cu NCUA-insured?

Yes. University Of Va Community Cu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is University Of Va Community Cu?

University Of Va Community Cu holds $1.6 billion in total assets, ranking 59th of 95 credit unions we track in Virginia. It serves 85,883 members.

Does University Of Va Community Cu have CFPB complaints?

No CFPB complaints against University Of Va Community Cu appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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