One
One is a credit union based in Springfield, Vermont, established in 1952, with $263 million in total assets serving 18,255 members. By Trust Grade it ranks 11th of 13 credit unions we track in Vermont. Its net worth ratio of 7.8% trails most similarly sized credit unions (3th percentile), versus a Vermont median of 10.7%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How One compares to Vermont peers
How we graded One
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Profitable (ROA 0.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for One over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at One insured?
Yes. One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
One: frequently asked questions
Is One a good credit union?
One earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.22%).
Is One NCUA-insured?
Yes. One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is One?
One holds $263 million in total assets, ranking 11th of 13 credit unions we track in Vermont. It serves 18,255 members.
Does One have CFPB complaints?
No CFPB complaints against One appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
