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credit union

Members 1st

Brattleboro, VT · Est. 1957
B
Trust Grade
Strong
Score: 84/100

Members 1st is a credit union based in Brattleboro, Vermont, established in 1957, with $23 million in total assets serving 2,111 members. By Trust Grade it ranks 9th of 13 credit unions we track in Vermont. Its net worth ratio of 9.2% trails most similarly sized credit unions (11th percentile), versus a Vermont median of 10.7%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Members 1st appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.2M
<$100M institution
Members
2,111
Shares & deposits
Net worth ratio
9.2%
Bottom 11% of <$100M peers · Vermont median 10.7%
Return on assets
0.6%
Bottom 49% of <$100M peers · Vermont median 0.35%
Rank in Vermont
#9
of 13 credit unions

How Members 1st compares to Vermont peers

Net worth ratio
Bottom 11% of <$100M peers
Members 1st
9.2%
Vermont median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of <$100M peers
Members 1st
0.6%
Vermont median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Members 1st

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (9.2% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members 1st over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members 1st insured?

Yes. Members 1st is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members 1st: frequently asked questions

Is Members 1st a good credit union?

Members 1st earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.59%).

Is Members 1st NCUA-insured?

Yes. Members 1st is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members 1st?

Members 1st holds $23 million in total assets, ranking 9th of 13 credit unions we track in Vermont. It serves 2,111 members.

Does Members 1st have CFPB complaints?

No CFPB complaints against Members 1st appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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