St. Patrick's Parish
St. Patrick's Parish is a credit union based in Fairfield, Vermont, established in 1953, with $533 thousand in total assets serving 290 members. By Trust Grade it ranks 13th of 13 credit unions we track in Vermont. Its net worth ratio of 5.7% trails most similarly sized credit unions (1th percentile), versus a Vermont median of 10.7%. It posted a loss over the most recent period (-4.12% return on assets), a point to watch. No consumer complaints against St. Patrick's Parish appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How St. Patrick's Parish compares to Vermont peers
How we graded St. Patrick's Parish
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (5.7%)
- Unprofitable over the period (ROA -4.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for St. Patrick's Parish over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at St. Patrick's Parish insured?
Yes. St. Patrick's Parish is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
St. Patrick's Parish: frequently asked questions
Is St. Patrick's Parish a good credit union?
St. Patrick's Parish earns a Bankzia Trust Grade of F (40/100, "Weak"), based on a financial-strength score of 40/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (5.7%); Unprofitable over the period (ROA -4.12%).
Is St. Patrick's Parish NCUA-insured?
Yes. St. Patrick's Parish is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is St. Patrick's Parish?
St. Patrick's Parish holds $1 million in total assets, ranking 13th of 13 credit unions we track in Vermont. It serves 290 members.
Does St. Patrick's Parish have CFPB complaints?
No CFPB complaints against St. Patrick's Parish appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
