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credit union

Goldenwest

Ogden, UT · Est. 1936
A
Trust Grade
Excellent
Score: 98/100

Goldenwest is a credit union based in Ogden, Utah, established in 1936, with $4.1 billion in total assets serving 209,927 members. By Trust Grade it ranks 7th of 52 credit unions we track in Utah. Its net worth ratio of 13.2% is stronger than 82% of similarly sized credit unions, versus a Utah median of 12.1%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Goldenwest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.1B
$1B–10B institution
Members
209,927
Shares & deposits
Net worth ratio
13.2%
Top 18% of $1B–10B peers · Utah median 12.1%
Return on assets
1.6%
Top 6% of $1B–10B peers · Utah median 0.87%
Rank in Utah
#7
of 52 credit unions

How Goldenwest compares to Utah peers

Net worth ratio
Top 18% of $1B–10B peers
Goldenwest
13.2%
Utah median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $1B–10B peers
Goldenwest
1.6%
Utah median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Goldenwest

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.2% capital ratio)
  • Strongly profitable (ROA 1.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Goldenwest over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Goldenwest insured?

Yes. Goldenwest is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Goldenwest: frequently asked questions

Is Goldenwest a good credit union?

Goldenwest earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.56%).

Is Goldenwest NCUA-insured?

Yes. Goldenwest is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Goldenwest?

Goldenwest holds $4.1 billion in total assets, ranking 7th of 52 credit unions we track in Utah. It serves 209,927 members.

Does Goldenwest have CFPB complaints?

No CFPB complaints against Goldenwest appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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