Utah First
Utah First is a credit union based in Salt Lake City, Utah, established in 1935, with $1.2 billion in total assets serving 45,230 members. By Trust Grade it ranks 28th of 52 credit unions we track in Utah. Its net worth ratio of 10.2% trails most similarly sized credit unions (36th percentile), versus a Utah median of 12.1%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against Utah First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Utah First compares to Utah peers
How we graded Utah First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.2% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Utah First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Utah First insured?
Yes. Utah First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Utah First: frequently asked questions
Is Utah First a good credit union?
Utah First earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Strongly profitable (ROA 1.02%).
Is Utah First NCUA-insured?
Yes. Utah First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Utah First?
Utah First holds $1.2 billion in total assets, ranking 28th of 52 credit unions we track in Utah. It serves 45,230 members.
Does Utah First have CFPB complaints?
No CFPB complaints against Utah First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
