Cooperative Teachers
Cooperative Teachers is a credit union based in Tyler, Texas, established in 1953, with $93 million in total assets serving 4,416 members. By Trust Grade it ranks 340th of 379 credit unions we track in Texas. Its net worth ratio of 7.9% trails most similarly sized credit unions (4th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.17% return on assets. No consumer complaints against Cooperative Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cooperative Teachers compares to Texas peers
How we graded Cooperative Teachers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Profitable (ROA 0.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cooperative Teachers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cooperative Teachers insured?
Yes. Cooperative Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cooperative Teachers: frequently asked questions
Is Cooperative Teachers a good credit union?
Cooperative Teachers earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.17%).
Is Cooperative Teachers NCUA-insured?
Yes. Cooperative Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cooperative Teachers?
Cooperative Teachers holds $93 million in total assets, ranking 340th of 379 credit unions we track in Texas. It serves 4,416 members.
Does Cooperative Teachers have CFPB complaints?
No CFPB complaints against Cooperative Teachers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
