Southwest Financial
Southwest Financial is a credit union based in Farmers Branch, Texas, established in 1962, with $89 million in total assets serving 7,438 members. By Trust Grade it ranks 168th of 379 credit unions we track in Texas. Its net worth ratio of 14.4% is stronger than 52% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Southwest Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southwest Financial compares to Texas peers
How we graded Southwest Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.4% capital ratio)
- Profitable (ROA 0.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southwest Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Southwest Financial insured?
Yes. Southwest Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southwest Financial: frequently asked questions
Is Southwest Financial a good credit union?
Southwest Financial earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.31%).
Is Southwest Financial NCUA-insured?
Yes. Southwest Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Southwest Financial?
Southwest Financial holds $89 million in total assets, ranking 168th of 379 credit unions we track in Texas. It serves 7,438 members.
Does Southwest Financial have CFPB complaints?
No CFPB complaints against Southwest Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
