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credit union

Southwest Research Center

San Antonio, TX · Est. 1956
A
Trust Grade
Excellent
Score: 95/100

Southwest Research Center is a credit union based in San Antonio, Texas, established in 1956, with $86 million in total assets serving 5,409 members. By Trust Grade it ranks 137th of 379 credit unions we track in Texas. Its net worth ratio of 11.4% trails most similarly sized credit unions (28th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Southwest Research Center appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$86.0M
<$100M institution
Members
5,409
Shares & deposits
Net worth ratio
11.4%
Bottom 28% of <$100M peers · Texas median 13.5%
Return on assets
0.9%
Top 35% of <$100M peers · Texas median 0.58%
Rank in Texas
#137
of 379 credit unions

How Southwest Research Center compares to Texas peers

Net worth ratio
Bottom 28% of <$100M peers
Southwest Research
11.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of <$100M peers
Southwest Research
0.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Southwest Research Center

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southwest Research Center over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Southwest Research Center insured?

Yes. Southwest Research Center is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southwest Research Center: frequently asked questions

Is Southwest Research Center a good credit union?

Southwest Research Center earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.91%).

Is Southwest Research Center NCUA-insured?

Yes. Southwest Research Center is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Southwest Research Center?

Southwest Research Center holds $86 million in total assets, ranking 137th of 379 credit unions we track in Texas. It serves 5,409 members.

Does Southwest Research Center have CFPB complaints?

No CFPB complaints against Southwest Research Center appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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