Skip to main content
credit union

Cherokee County Teachers

Rusk, TX · Est. 1955
A
Trust Grade
Excellent
Score: 96/100

Cherokee County Teachers is a credit union based in Rusk, Texas, established in 1955, with $14 million in total assets serving 1,746 members. By Trust Grade it ranks 116th of 379 credit unions we track in Texas. Its net worth ratio of 20.6% is stronger than 80% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Cherokee County Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.7M
<$100M institution
Members
1,746
Shares & deposits
Net worth ratio
20.6%
Top 20% of <$100M peers · Texas median 13.5%
Return on assets
0.8%
Top 40% of <$100M peers · Texas median 0.58%
Rank in Texas
#116
of 379 credit unions

How Cherokee County Teachers compares to Texas peers

Net worth ratio
Top 20% of <$100M peers
Cherokee County
20.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of <$100M peers
Cherokee County
0.8%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cherokee County Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (20.6% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cherokee County Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cherokee County Teachers insured?

Yes. Cherokee County Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cherokee County Teachers: frequently asked questions

Is Cherokee County Teachers a good credit union?

Cherokee County Teachers earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (20.6% capital ratio); Profitable (ROA 0.80%).

Is Cherokee County Teachers NCUA-insured?

Yes. Cherokee County Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cherokee County Teachers?

Cherokee County Teachers holds $14 million in total assets, ranking 116th of 379 credit unions we track in Texas. It serves 1,746 members.

Does Cherokee County Teachers have CFPB complaints?

No CFPB complaints against Cherokee County Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Central Texas Teachers
credit union · Corsicana, TX · $14M assets
Morris Sheppard Texarkana
credit union · Texarkana, TX · $13M assets
Local 24 Employees
credit union · Pasadena, TX · $14M assets
Refugio County
credit union · Refugio, TX · $14M assets
Coastal Bend P O
credit union · Victoria, TX · $13M assets
Friona Texas
credit union · Friona, TX · $14M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →