Skip to main content
credit union

Friona Texas

Friona, TX · Est. 1954
C
Trust Grade
Average
Score: 73/100

Friona Texas is a credit union based in Friona, Texas, established in 1954, with $14 million in total assets serving 1,655 members. By Trust Grade it ranks 358th of 379 credit unions we track in Texas. Its net worth ratio of 14.6% is stronger than 53% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-5.06% return on assets), a point to watch. No consumer complaints against Friona Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.5M
<$100M institution
Members
1,655
Shares & deposits
Net worth ratio
14.6%
Top 47% of <$100M peers · Texas median 13.5%
Return on assets
-5.1%
Bottom 2% of <$100M peers · Texas median 0.58%
Rank in Texas
#358
of 379 credit unions

How Friona Texas compares to Texas peers

Net worth ratio
Top 47% of <$100M peers
Friona Texas
14.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of <$100M peers
Friona Texas
-5.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Friona Texas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (14.6% capital ratio)
  • Unprofitable over the period (ROA -5.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Friona Texas over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Friona Texas insured?

Yes. Friona Texas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Friona Texas: frequently asked questions

Is Friona Texas a good credit union?

Friona Texas earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Unprofitable over the period (ROA -5.06%).

Is Friona Texas NCUA-insured?

Yes. Friona Texas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Friona Texas?

Friona Texas holds $14 million in total assets, ranking 358th of 379 credit unions we track in Texas. It serves 1,655 members.

Does Friona Texas have CFPB complaints?

No CFPB complaints against Friona Texas appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Laredo Fire Department
credit union · Laredo, TX · $15M assets
Refugio County
credit union · Refugio, TX · $14M assets
Alpine Community
credit union · Alpine, TX · $15M assets
Local 24 Employees
credit union · Pasadena, TX · $14M assets
Central Texas Teachers
credit union · Corsicana, TX · $14M assets
Cherokee County Teachers
credit union · Rusk, TX · $14M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →