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credit union

Rockdale

Rockdale, TX · Est. 1970
A
Trust Grade
Excellent
Score: 95/100

Rockdale is a credit union based in Rockdale, Texas, established in 1970, with $108 million in total assets serving 8,211 members. By Trust Grade it ranks 139th of 379 credit unions we track in Texas. Its net worth ratio of 11.3% is stronger than 50% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Rockdale appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$108.2M
$100M–1B institution
Members
8,211
Shares & deposits
Net worth ratio
11.3%
Top 50% of $100M–1B peers · Texas median 13.5%
Return on assets
1.3%
Top 15% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#139
of 379 credit unions

How Rockdale compares to Texas peers

Net worth ratio
Top 50% of $100M–1B peers
Rockdale
11.3%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $100M–1B peers
Rockdale
1.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Rockdale

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.3% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rockdale over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rockdale insured?

Yes. Rockdale is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rockdale: frequently asked questions

Is Rockdale a good credit union?

Rockdale earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.35%).

Is Rockdale NCUA-insured?

Yes. Rockdale is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rockdale?

Rockdale holds $108 million in total assets, ranking 139th of 379 credit unions we track in Texas. It serves 8,211 members.

Does Rockdale have CFPB complaints?

No CFPB complaints against Rockdale appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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