Windthorst
Windthorst is a credit union based in Windthorst, Texas, established in 1964, with $100 million in total assets serving 3,058 members. By Trust Grade it ranks 42nd of 379 credit unions we track in Texas. Its net worth ratio of 12.3% is stronger than 63% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Windthorst appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Windthorst compares to Texas peers
How we graded Windthorst
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Strongly profitable (ROA 1.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Windthorst over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Windthorst insured?
Yes. Windthorst is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Windthorst: frequently asked questions
Is Windthorst a good credit union?
Windthorst earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 1.00%).
Is Windthorst NCUA-insured?
Yes. Windthorst is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Windthorst?
Windthorst holds $100 million in total assets, ranking 42nd of 379 credit unions we track in Texas. It serves 3,058 members.
Does Windthorst have CFPB complaints?
No CFPB complaints against Windthorst appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
