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credit union

Ila 1351

La Porte, TX · Est. 1966
A
Trust Grade
Excellent
Score: 98/100

Ila 1351 is a credit union based in La Porte, Texas, established in 1966, with $17 million in total assets serving 1,054 members. By Trust Grade it ranks 43rd of 379 credit unions we track in Texas. Its net worth ratio of 16.6% is stronger than 64% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Ila 1351 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$17.4M
<$100M institution
Members
1,054
Shares & deposits
Net worth ratio
16.6%
Top 36% of <$100M peers · Texas median 13.5%
Return on assets
1.1%
Top 26% of <$100M peers · Texas median 0.58%
Rank in Texas
#43
of 379 credit unions

How Ila 1351 compares to Texas peers

Net worth ratio
Top 36% of <$100M peers
Ila 1351
16.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of <$100M peers
Ila 1351
1.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Ila 1351

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.6% capital ratio)
  • Strongly profitable (ROA 1.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ila 1351 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ila 1351 insured?

Yes. Ila 1351 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ila 1351: frequently asked questions

Is Ila 1351 a good credit union?

Ila 1351 earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 1.13%).

Is Ila 1351 NCUA-insured?

Yes. Ila 1351 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ila 1351?

Ila 1351 holds $17 million in total assets, ranking 43rd of 379 credit unions we track in Texas. It serves 1,054 members.

Does Ila 1351 have CFPB complaints?

No CFPB complaints against Ila 1351 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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