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credit union

Txdot

Abilene, TX · Est. 1971
A
Trust Grade
Excellent
Score: 97/100

Txdot is a credit union based in Abilene, Texas, established in 1971, with $18 million in total assets serving 1,875 members. By Trust Grade it ranks 103rd of 379 credit unions we track in Texas. Its net worth ratio of 17.5% is stronger than 68% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Txdot appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$17.6M
<$100M institution
Members
1,875
Shares & deposits
Net worth ratio
17.5%
Top 32% of <$100M peers · Texas median 13.5%
Return on assets
0.9%
Top 35% of <$100M peers · Texas median 0.58%
Rank in Texas
#103
of 379 credit unions

How Txdot compares to Texas peers

Net worth ratio
Top 32% of <$100M peers
Txdot
17.5%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of <$100M peers
Txdot
0.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Txdot

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (17.5% capital ratio)
  • Profitable (ROA 0.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Txdot over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Txdot insured?

Yes. Txdot is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Txdot: frequently asked questions

Is Txdot a good credit union?

Txdot earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (17.5% capital ratio); Profitable (ROA 0.90%).

Is Txdot NCUA-insured?

Yes. Txdot is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Txdot?

Txdot holds $18 million in total assets, ranking 103rd of 379 credit unions we track in Texas. It serves 1,875 members.

Does Txdot have CFPB complaints?

No CFPB complaints against Txdot appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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