Oak Farms Employees
Oak Farms Employees is a credit union based in Houston, Texas, established in 1953, with $4 million in total assets serving 747 members. By Trust Grade it ranks 273rd of 379 credit unions we track in Texas. Its net worth ratio of 27.3% is stronger than 92% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.47% return on assets), a point to watch. No consumer complaints against Oak Farms Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oak Farms Employees compares to Texas peers
How we graded Oak Farms Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (27.3% capital ratio)
- Unprofitable over the period (ROA -0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oak Farms Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Oak Farms Employees insured?
Yes. Oak Farms Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oak Farms Employees: frequently asked questions
Is Oak Farms Employees a good credit union?
Oak Farms Employees earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Strongly capitalized (27.3% capital ratio); Unprofitable over the period (ROA -0.47%).
Is Oak Farms Employees NCUA-insured?
Yes. Oak Farms Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Oak Farms Employees?
Oak Farms Employees holds $4 million in total assets, ranking 273rd of 379 credit unions we track in Texas. It serves 747 members.
Does Oak Farms Employees have CFPB complaints?
No CFPB complaints against Oak Farms Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
