Belton
Belton is a credit union based in Belton, Texas, established in 1963, with $4 million in total assets serving 803 members. By Trust Grade it ranks 344th of 379 credit unions we track in Texas. Its net worth ratio of 15.2% is stronger than 57% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-1.43% return on assets), a point to watch. No consumer complaints against Belton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Belton compares to Texas peers
How we graded Belton
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.2% capital ratio)
- Unprofitable over the period (ROA -1.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Belton over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Belton insured?
Yes. Belton is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Belton: frequently asked questions
Is Belton a good credit union?
Belton earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Unprofitable over the period (ROA -1.43%).
Is Belton NCUA-insured?
Yes. Belton is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Belton?
Belton holds $4 million in total assets, ranking 344th of 379 credit unions we track in Texas. It serves 803 members.
Does Belton have CFPB complaints?
No CFPB complaints against Belton appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
