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Members Trust Of The Southwest

Houston, TX · Est. 1936
B
Trust Grade
Strong
Score: 85/100

Members Trust Of The Southwest is a credit union based in Houston, Texas, established in 1936, with $267 million in total assets serving 8,871 members. By Trust Grade it ranks 275th of 379 credit unions we track in Texas. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Members Trust Of The Southwest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$267.5M
$100M–1B institution
Members
8,871
Shares & deposits
Net worth ratio
8.4%
Bottom 7% of $100M–1B peers · Texas median 13.5%
Return on assets
1.4%
Top 15% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#275
of 379 credit unions

How Members Trust Of The Southwest compares to Texas peers

Net worth ratio
Bottom 7% of $100M–1B peers
Members Trust
8.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $100M–1B peers
Members Trust
1.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Members Trust Of The Southwest

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (8.4% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members Trust Of The Southwest over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members Trust Of The Southwest insured?

Yes. Members Trust Of The Southwest is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members Trust Of The Southwest: frequently asked questions

Is Members Trust Of The Southwest a good credit union?

Members Trust Of The Southwest earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.35%).

Is Members Trust Of The Southwest NCUA-insured?

Yes. Members Trust Of The Southwest is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members Trust Of The Southwest?

Members Trust Of The Southwest holds $267 million in total assets, ranking 275th of 379 credit unions we track in Texas. It serves 8,871 members.

Does Members Trust Of The Southwest have CFPB complaints?

No CFPB complaints against Members Trust Of The Southwest appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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