Unity One
Unity One is a credit union based in Fort Worth, Texas, established in 1934, with $280 million in total assets serving 24,949 members. By Trust Grade it ranks 354th of 379 credit unions we track in Texas. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.29% return on assets), a point to watch. No consumer complaints against Unity One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Unity One compares to Texas peers
How we graded Unity One
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Unprofitable over the period (ROA -0.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Unity One over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Unity One insured?
Yes. Unity One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Unity One: frequently asked questions
Is Unity One a good credit union?
Unity One earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Unprofitable over the period (ROA -0.29%).
Is Unity One NCUA-insured?
Yes. Unity One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Unity One?
Unity One holds $280 million in total assets, ranking 354th of 379 credit unions we track in Texas. It serves 24,949 members.
Does Unity One have CFPB complaints?
No CFPB complaints against Unity One appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
