Hereford Texas
Hereford Texas is a credit union based in Hereford, Texas, established in 1936, with $77 million in total assets serving 8,279 members. By Trust Grade it ranks 109th of 379 credit unions we track in Texas. Its net worth ratio of 21.5% is stronger than 82% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Hereford Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hereford Texas compares to Texas peers
How we graded Hereford Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.5% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hereford Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Hereford Texas insured?
Yes. Hereford Texas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hereford Texas: frequently asked questions
Is Hereford Texas a good credit union?
Hereford Texas earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (21.5% capital ratio); Profitable (ROA 0.81%).
Is Hereford Texas NCUA-insured?
Yes. Hereford Texas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Hereford Texas?
Hereford Texas holds $77 million in total assets, ranking 109th of 379 credit unions we track in Texas. It serves 8,279 members.
Does Hereford Texas have CFPB complaints?
No CFPB complaints against Hereford Texas appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
