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credit union

Kbr Heritage

Houston, TX · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Kbr Heritage is a credit union based in Houston, Texas, established in 1953, with $80 million in total assets serving 4,364 members. By Trust Grade it ranks 16th of 379 credit unions we track in Texas. Its net worth ratio of 21.4% is stronger than 82% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Kbr Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$79.6M
<$100M institution
Members
4,364
Shares & deposits
Net worth ratio
21.4%
Top 18% of <$100M peers · Texas median 13.5%
Return on assets
1.4%
Top 16% of <$100M peers · Texas median 0.58%
Rank in Texas
#16
of 379 credit unions

How Kbr Heritage compares to Texas peers

Net worth ratio
Top 18% of <$100M peers
Kbr Heritage
21.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of <$100M peers
Kbr Heritage
1.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Kbr Heritage

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (21.4% capital ratio)
  • Strongly profitable (ROA 1.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kbr Heritage over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kbr Heritage insured?

Yes. Kbr Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kbr Heritage: frequently asked questions

Is Kbr Heritage a good credit union?

Kbr Heritage earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.4% capital ratio); Strongly profitable (ROA 1.44%).

Is Kbr Heritage NCUA-insured?

Yes. Kbr Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kbr Heritage?

Kbr Heritage holds $80 million in total assets, ranking 16th of 379 credit unions we track in Texas. It serves 4,364 members.

Does Kbr Heritage have CFPB complaints?

No CFPB complaints against Kbr Heritage appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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