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credit union

Cen Tex Manufacturing

Brownwood, TX · Est. 1979
A
Trust Grade
Excellent
Score: 96/100

Cen Tex Manufacturing is a credit union based in Brownwood, Texas, established in 1979, with $15 million in total assets serving 1,279 members. By Trust Grade it ranks 126th of 379 credit unions we track in Texas. Its net worth ratio of 21.5% is stronger than 82% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Cen Tex Manufacturing appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$15.4M
<$100M institution
Members
1,279
Shares & deposits
Net worth ratio
21.5%
Top 18% of <$100M peers · Texas median 13.5%
Return on assets
0.8%
Top 40% of <$100M peers · Texas median 0.58%
Rank in Texas
#126
of 379 credit unions

How Cen Tex Manufacturing compares to Texas peers

Net worth ratio
Top 18% of <$100M peers
Cen Tex
21.5%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of <$100M peers
Cen Tex
0.8%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cen Tex Manufacturing

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (21.5% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cen Tex Manufacturing over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cen Tex Manufacturing insured?

Yes. Cen Tex Manufacturing is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cen Tex Manufacturing: frequently asked questions

Is Cen Tex Manufacturing a good credit union?

Cen Tex Manufacturing earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (21.5% capital ratio); Profitable (ROA 0.81%).

Is Cen Tex Manufacturing NCUA-insured?

Yes. Cen Tex Manufacturing is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cen Tex Manufacturing?

Cen Tex Manufacturing holds $15 million in total assets, ranking 126th of 379 credit unions we track in Texas. It serves 1,279 members.

Does Cen Tex Manufacturing have CFPB complaints?

No CFPB complaints against Cen Tex Manufacturing appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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